Commercial Lending Service

We’re here to help your business run more efficiently.

Retail Financing

Ford Credit provides flexible solutions so we can meet your changing business requirements. We’ll work with you to help develop financially smart solutions.

Traditional financing, Flexible Terms, No hidden fees, Combined Billing Available

Eligible Vehicles
New/Used, Cars through heavy duty trucks, Upfit vehicles, Download capabilities

Ineligilble Vehicles
Emergency, fire and ambulance, Rental Units

24 – 72 months

Line of Credit

Why use your existing bank lines to acquire vehicles? Consider our Commercial Line of Credit (CLOC).

Open a CLOC and you’ll get the advantage of:
• Flexible terms
• No setup or non-utilization charges
• Available for retail financing, Red Carpet Lease and CommerciaLease
• Credit that frees up capital
• Availability of a combined billing statement

With our CLOC program, you can apply for a credit line starting at $250,000 and, once approved, you can add vehicles to your fleet whenever you need to, for up to 12 months. Now you can be covered all year for all of your financing or leasing needs. No need to reapply every time you need a vehicle.

Red Carpet Lease

For predictable usage vehicles, choose this closed-end lease with no residual risk. When you complete your lease as agreed, simply bring the vehicle to your Ford Dealer. You are only responsible for any excess kilometrage and wear and tear charges.

• Lease payments are usually lower than similar term finance payments
• Allows for your cash to be invested in your business
• Short-term leasing allows newer vehicles more often

GAP Protection Benefit
Red Carpet Lease protects you by waiving the gap between your insurance payoff and your outstanding lease balance if your vehicle is stolen or damaged beyond repair. With GAP protection, you’re responsible for only the insurance deductible and any outstanding charges (e.g., past-due payments) at the time of the incident. Certain restrictions may apply.

Eligible Vehicles
• New

Ineligilble Vehicles
• Upfit vehicles
• High kilometrage and heavy-use vehicles
• Vehicles used for livery (for-hire) operations
• Emergency, fire and ambulance
• Rental units

Lease-End Options
At the end of your Red Carpet Lease, you have your choice of three different options after satisfying your lease-end obligations:
• Buy or lease a new Ford
• Purchase at a predetermined price
• Return your leased vehicle


Work smart with a customizable plan for your business.
CommerciaLease is an open-ended lease program that allows flexibility to set the residual based upon business requirements.

Eligible Vehicles
• New/Used
• Cars through heavy duty trucks
• Upfit vehicles
• High kilometrage and heavy use vehicles

Ineligible Vehicles
• Vehicles used for livery (for hire) operations
• Emergency, fire and ambulance
• Rental Units

• Flexible Terms
• No acquisition or up-front administration
• No kilometrage restrictions or penalties
• No charges for excess wear and tear
• Upfits can be residualized
• Combined Billing

Lease-End Options
You have several options at the end of your CommerciaLease
• Contact your dealer to purchase or lease a new Ford vehicle and facilitate the trade in of your current CommerciaLease
• Contact our Business Centre at 877-636-7346 (toll free) for any other inquires.

Note: You are responsible for any deficiency between the balance owed and the selling price (including any costs incurred to sell the vehicle as agreed upon in your Master Lease Agreement).